Church Insurance

Your congregation has a substantial investment in your church. It’s not only a place of worship, but a community gathering place for activities of all kinds. If church property is damaged or destroyed you’ll want to replace it.

If someone is injured on church property or while working for the church you’ll want to be able to meet your financial responsibility to them.

Church Plus can provide the protection your congregation needs for sound and flexible insurance coverage for church liability and property exposures.

Property – Building and/or Personal Property

Replacement cost on buildings and contents
Valuable papers and records
Agreed value
Furniture fixtures, improvements and betterments, inventory
Building Ordinance and Law
Comprehensive Mechanical Breakdown Coverage
Wind and Hail Coverage
Flood Coverage Available
Inland Marine Coverage
Stained glass
Property in transit
Property at other locations
Backup of sewers and drains
Pastor’s Business Personal Propert
Comprehensive General Liability – $1 million occurrence/$3 million aggregate

Bodily injury and broad form property damage
Premises and operations
Abuse and Molestation Coverage
Fire legal liability
Corporal punishment
Additional insureds, officers, trustees, volunteers
Hired and Non-Owned Auto Liability
Personal injury
Blanket contractual
Broadened medical payments
Student Medical
Crime

Burglary, robbery or theft
Broad form money coverage inside and outside premises
Forgery, counterfeit monies
Employee dishonesty
Coverages Include

Directors and Officers Liability
Pastoral Profesional Liability
Employee Benefits Liability
Schedule fine arts
Electronic data processing equipment
Personal properties of others
Heating and air conditioning coverage (optional)

Owned Automobile Coverages – Available

Workers Compensation – Available

Umbrella Liability – Available

Employment Practices Liability Insurance (EPLI) – Available

Special Event Coverage